I have searched for an insulated vest without a collar for years and finally found exactly what I wanted. These vests are the best for general all-around wear. I wear them in the house, at a desk job at work, outdoor work, hunting, snow blowing, and anytime it's cool to freezing cold outside. I wear them as an outer layer, or under heavy outer layers. This is the BEST vest ever. Thank you for making and selling this vest.